Life and General Insurance

Managing a program effectively through the year is key to a successful program. Changes in your business need to be reflected onto your insurance policies, accounts need to be tallied, and claims need to be administered. India's insurance landscape has and continues to undergo major changes as we move from a controlled market to a free market and Prudent is ideally placed to help pilot your insurance program through these challenging times.

 

Insurance Advisory Services

Insuring your life and property with choice of exemplary schemes

The day of simplicity of choice in insurance is long over. Today there are numerous insurance companies offering a truly large number of insurance schemes with riders, conditionality’s and different rates of payouts. Selecting the right cover for your risk has become an activity requiring expertise and extensive knowledge of the market.

 

Why choose us?

Ishan Insurance evaluates individual needs and helps people identify the most competitively priced insurance from highly rated companies. Our qualified, trained and experienced team of IRDA certified insurance professionals are adept at conducting a need and risk analysis for a variety of Life and Non Life products.

 

What we do:

• Analyze the portfolio of existing insurance policies.

• Find out uncovered risk and ways to mitigate those risks with additional cover or additional policies.

• Advise the client about insurance cover available in the market with fine print of exclusions.

• Negotiate with the insurance companies for the most competitive cover at best price.

• Manage and maintain all the polcies updated with all endorsements and additional clauses in operative form with updated information to keep the policy live and effective.

• Ensure that all the policies are renewed properly before due date and premium is paid.

• Manage and maitian all the documents as may be required for insurance and at the time of making any claim under the policy.

• Assistance in claims and settlements

 

Benefits of the Portfolio Approach

One Program Covers Many Needs

With a high degree of flexibility, Ishan Insurance Portfolio allows you to coordinate the coverages you need within a single insurance program that’s easy to manage and uniquely suited to your lifestyle. The program can enhance family security and protect wealth by providing coverage for:

• High value homes with unique features

• Vacation and secondary residences

• Multiple cars and drivers

• Fine art, antiques, jewelry, and collectibles

• Pleasure boats and yachts

• Costly liability lawsuits

 

Comprehensive and Efficient Coverage

• The portfolio approach minimizes coverage gaps and eliminates wasteful duplications that can occur with a collection of standard industry policies.

• It comes with an overall package discount. So, you can be sure you’re getting seamless protection as well as the most value for your money.

• In most instances, you will have just one package policy to track and one bill to pay.

 

Superior Coverage – See for Yourself
When you have substantial assets to protect, you need superior coverage. The Ishan Insurance Portfolio automatically includes broader and higher levels of coverage than standard industry policies do. Read our coverage comparison and see for yourself.